World Platinum Travel Card

Introduction of Card
Shanghai Rural Commercial Bank World and Platinum Travel Card is a platinum credit card jointly issued by Shanghai Rural Commercial Bank and Australia and New Zealand Banking Group Limited ("ANZ"). Upon successful application for Shanghai Rural Commercial Bank World and Platinum Travel Card, we will provide you two companion cards of China UnionPay RMB Priority Platinum Card and MasterCard USD World Card.
The China UnionPay RMB Priority Platinum Card is the highest-grade credit card by China UnionPay standard. "Zun Shang (Priority)" means respect, glory and value, which highlights your distinguished status and embodies SRCB "Customer Oriented" service to provide high-quality and global bank card services for you.
MasterCard USD World Card is the top credit card product of MasterCard International. As a complete solution, it is designed to provide you the most distinguished services and interests. The World Card features the optimal functions and offers as well as merchant service quality all over the world, which is a symbol of your social status and prestige.
Card Illustration

Front Side of MasterCard USD Card
1.      Logo of SRCB
2.      Logo of ANZ: ANZ's Logo as the partner of the co-branded Shanghai Rural Commercial Bank World and Platinum Travel Card
3.      Card Number: 16-digit embossed numbers represent your SRCB credit card number.
4.      Logo of MasterCard World Card
5.      Logo of MasterCard: The card scheme type. You can use the credit card at merchants and withdraw cash from ATM carrying MasterCard logo.
6.      Expiry Date (MM/YY): expiry date of the card. The card may be renewed and replaced upon the expiry date.
7.      Pin Yin of Your Name / English Name

 

Back Side of MasterCard USD Card
1.    International Service Hotline: Should you have any questions regarding the use of card overseas (including Hong Kong, Macao and Taiwan), please call our 24-hours Customer Service Hotline at +86-21-55524590.
2.    Card's Magnetic Strip: Your important data is recorded in card's magnetic strip. Please do not scratch or magnetize it.
3.    Personal Signature: Please sign immediately upon reception of the card (with oil pen or ball pen). The signature must be completely the same as the signature on the application form. Please use the same signature for any card transactions.
4.    Card Verification Number: 3-digit check code for safety of transactions.
5.    24-hours Customer Service Hotline: If you have any questions in the course of card use, please call our 24-hours VIP Dedicated Line of Shanghai Rural Commercial Bank World and Platinum Travel Credit Card at 021-962999 (customer outside of Shanghai please call 4006-962999).

 

Front Side of China UnionPay RMB Priority Platinum Card
1.    Logo of SRCB
2.    Logo of ANZ: ANZ's Logo as the partner of the co-branded Shanghai Rural Commercial Bank World and Platinum Travel Card
3.    Logo of China UnionPay Priority Platinum Card.
4.    Card Number: 16-digit embossed numbers represent your SRCB credit card number.
5.    Logo of China UnionPay: The card scheme type. You can use the credit card at merchants and withdraw cash from ATM carrying China UnionPay logo.
6.    Expiry Date (MM/YY): expiry date of the card. The card may be renewed and replaced upon the expiry date.
7.    Pin Yin of Your Name / English Name.

 

Back side of UnionPay RMB Priority Platinum Card
1.    International Service Hotline: Should you have any question regarding the use of card overseas (including Hong Kong, Macao and Taiwan), please call our 24-hours Customer Service Hotline at +86-21-55524590.
2.    Card's Magnetic Strip: Your important data is recorded in card's magnetic strip, please do not scratch or magnetize it.
3.    Personal Signature: Please sign immediately upon reception of the card (with oil pen or ball pen). The signature must be completely the same as the signature on the application form. Please use the same signature for any card transactions.
4.    Card Verification Number: 3-digit check code for safety of transactions.
5.    24-hours Customer Service Hotline: If you have any questions in the course of card use, please call our 24-hours VIP Dedicated Line of Shanghai Rural Commercial Bank World and Platinum Travel Credit Card at 021-962999 (customer outside of Shanghai please call 4006-962999).

 

Product Functionalities:

Shanghai Rural Commercial Bank World and Platinum Travel Card are comprised of a China UnionPay RMB Priority Platinum Card and a MasterCard USD World Card. You may use the China UnionPay RMB card in China and use either the China UnionPay RMB card or MasterCard USD card overseas according to the settlement requirement of local merchants.

1.    Dual-card Dual-currency, Globally Acceptable

You can use the card at over 20 million merchants with MasterCard and China UnionPay logos and withdraw cash at over 840,000 ATMs globally.

2.    Shared accounts, Safe and Convenient

Your China UnionPay RMB Priority Platinum Card and MasterCard USD World Card share one account with the same credit limit. You will get a SMS reminder in case either card changes under the account. You can use the RMB deposit in your RMB Priority Platinum Card to automatically purchase foreign exchange to make repayment of your MasterCard USD World Card.

3.    "Pre-account Opening Service", Featured Overseas Financial Service

SRCB offers one-stop financial services together with ANZ, such as pre-opening of ANZ account in Australia, purchase of foreign exchange, transfer and account activation for your convenience to make deposit in China and use the fund in Australia.

4.    Points Redemption for Gifts and Mileages

You will get one point /seven points for each RMB 1 yuan / USD 1 dollar spending with your credit card. You can not only redeem many exquisite gifts free of additional charge from our bank, but also can redeem mileage of over 20 airline companies partnering with Asia Miles and Singapore Airlines.

5.    Global Privileges, Exclusive Offers

We prepared diverse VIP exclusive preferential privileges for you. You can not only enjoy special offers provided by China UnionPay Priority Platinum Merchants and MasterCard Overseas Merchants, but also the exclusive ANZSPOT overseas merchant plan provided by ANZ.

6.    VIP Experience, Worriless Life

You can enjoy airport VIP lounge at over 50 airports all over the country, chauffer service, free health check-up, high travel insurance and many other value-added services.

7.    Exclusive Convenient Services for Platinum Card Cardholders

Whenever and wherever you call our bank's 24-hours Customer Service Hotline at 021-962999 (customers outside of Shanghai please call 4006-962999) and choose VIP Service, our VIP service representative will provide you comprehensive services.

8.    Shared Account of Primary Card and Supplementary Card

As a primary cardholder, you are entitled to set the credit limit of supplementary cards for better financial arrangement purposes.

 

Repayment Methods

1.    Repayment through SRCB channels

Automatic Repayment

If you have a personal settlement account with our bank or have SRCB debit card (“Ruyi Card”), you may apply for automatic repayment functionality. We will automatically deduct the specified amount from your personal settlement account or Ruyi Card with your authorization to make repayment for your Shanghai Rural Commercial Bank World and Platinum Travel Card statement on due date every month; if you have simultaneously opened the functionality of automatic purchases of foreign exchange to make repayment, your designated repayment account will automatically make full repayment of the USD statement of your credit card on due date.

Telephone Transfer Repayment

You may open Telephone Transfer Repayment functionality by calling our 24-hours Customer Service Hotline at 021-962999 (customers outside of Shanghai please call 4006-962999) and authorize our bank to deduct from your personal RMB settlement amount to repay your RMB and USD statement.

Transfer Repayment Via Online Banking

Customers who opened SRCB personal internet banking functionality with an e-banking certificate can make credit card repayment through the RMB settlement account via Credit Card Internet Banking or “Credit Card Repayment” functionality of Professional Version of Personal Internet Banking.  

Make Repayment via self-service machines

You can make repayment on your SRCB credit card by making deposit or transfer via SRCB self-service machines.

Make repayment over the counter

You can make repayment at any outlet of our bank with your identity documents and Shanghai Rural Commercial Bank World and Platinum Travel Card. If you need to purchase foreign exchange to repay your USD statement, we will purchase USD at spot rate of that day and deposit into your USD credit card account.

Note: Please call our 24-hours Customer Service Hotline at 021-962999 (customers outside of Shanghai please call 4006-962999) for the details of Shanghai Rural Commercial Bank outlets supporting foreign exchange purchasing.

2.    Other Repayment Channels

Credit Card Repayment through online Payment Platforms

Credit Card Payment via Alipay: Please log on to www.alipay.com and complete the repayment information on Alipay credit card repayment page to make repayment with the debit card of any bank supporting Alipay online payment functionality.

Credit Card Payment through 99bill.com: Please log on to www.99bill.com and complete the repayment information on 99bill credit card repayment page to make repayment with the debit card of any bank supporting 99bill online payment functionality.

Note:

*Alipay supports real-time repayment; 99Bill.com support T+2 repayment model, and the fund will be repaid to your SRCB credit card account within 2 days. Therefore, please make repayment 2 days earlier before due date.

*Please make sure that you opened online payment function of your debit card.

*Credit card repayment through Alipay platform only supports RMB repayment. If you need to make USD repayment, please refer to "USD repayment".

Repayment Via Other Banks' Online Banking

You can make credit card repayment to through other banks' online banking.

3.    USD Repayment

Using Extra Payment to Purchase Foreign Exchange to Make Repayment

Please call our 24-hours Customer Service Hotline at 021-962999 (customers outside of Shanghai please call 4006-962999) and authorize the bank to purchase foreign exchange with the extra payment of your RMB Priority Platinum Card to make repayment of your USD MasterCard statement.

Automatically Purchasing Foreign Exchange to Make Repayment on Statement Date

You may provide your debit card number for repayment when applying for Shanghai Rural Commercial Bank World and Platinum Priority Travel Card and agree to open the function of "Automatically Purchasing Foreign Exchange to Make Repayment"; or you may open the service of "Automatically Purchasing Foreign Exchange to Make Repayment on Statement Date" by telephone or via online banking. You can also go to any outlet of our bank to open "Automatically Purchasing Foreign Exchange to Make Repayment on Statement Date" over the counter with your ID card, credit card, settlement account or Ruyi card. After the function of "Automatically Purchasing Foreign Exchange to Make Repayment on Statement Date" takes effect, your designated account for repayment will be automatically make repayment for the USD statement on due date.

For example, assuming there are overdraft debts on your MasterCard USD World Card, but no debt on your RMB Priority Platinum Card, you can make repayment via following ways:

Using extra payment to repay: You can deposit money into your RMB Priority Platinum Card and purchase foreign exchange to make repayment by calling our 24-hours Customer Service Hotline at 021-962999 (customers outside of Shanghai please call 4006-962999);

Purchasing foreign exchange to repay: If there are deposits on your Ruyi Card or RMB settlement account, you can make repayment by automatically purchasing foreign exchange through online banking or telephone, or you can go to any of our bank's outlets which support foreign exchange purchasing service to make repayment over the counter.

USD Repayment: You can make repayment over the counter of our bank with US dollars and your identity documents.

Application for Supplementary Card

You can apply for supplementary cards for your parent, spouse or children to share prestigious rights and interests with them.

 Credit Limit Sharing: Primary card and supplementary card share the same credit limit (the primary cardholder can set the credit limit of the supplementary cards).

One Statement: Supplementary card's transactions are accounted at the primary card account and the transactions of both primary card and supplementary card are listed in one statement so that you will know the transaction details of your supplementary card completely.

Supplementary Card Application: Both China UnionPay Priority Platinum Card and MasterCard World Card have a supplementary card. Upon successful application for a supplementary card, we will send both cards to your address. Enjoy honorable rights and interests with your family.