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Foreign Currency Term Deposit

This refers to the deposit product whereby customers set deposit terms when making deposits, and deposit principals and withdraw principals and interests at one time.

Deposit term

The maturities range from five grades: 1 month, 3 months, 6 months, 1 year and 2 years. 

Deposit and withdrawal rules

The customer can make total or partial withdraws ahead of the maturity day. The customer is only allowed to withdraw ahead of the maturity day for once.
Interest accruing rules

1.    If the customer withdraws money at maturity, the interest will be paid according to the lump fixed deposit interest rate announced at the day when the deposit is made, regardless of whether there is any interest rate change within the maturity.

2.    If the customer withdraws all of the money ahead of the maturity day, the interest will be paid according to the announced current deposit interest rates at the withdrawal day. If the customer withdraws part of the money ahead of the maturity day, the interests of withdrawn part will be paid according to the announced current deposit interest rates at the withdrawal day. The term deposit is only allowed to be partially withdrawn ahead of the maturity day for once.

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